Proverbs 27:12-14

New Century Version

¹² The wise see danger ahead and avoid it,
    but fools keep going and get into trouble.

¹³ Take the coat of someone who promises to pay a stranger’s loan,
    and keep it until he pays what the stranger owes.

¹⁴ If you loudly greet your neighbor early in the morning,
    he will think of it as a curse.